A process that allows you to articulate and quantify your financial goals, organize financial needs and opportunities and evaluate alternative courses of action. Included in the written plan is our analysis of your overall financial position and our recommendations in areas such as investment strategies, tax planning, education funding, retirement planning and estate planning.
Design and implementation of an investment portfolio that provides for the continuous supervision and management of all portfolio assets. Asset allocation techniques are used to provide diversification as well as potentially increased long-term total return with an emphasis on seeking to minimize portfolio volatility; however, this does not assure against market loss and risk. Asset allocation does not ensure a profit or protect against loss.
Estate analysis and development of strategies and techniques for managing estate taxes and other costs. Recommendations are also made to help assure that your estate is distributed according to your wishes.
Business succession and disposition analysis, design and implementation of employee benefit plans for closely-held businesses.
Experience in retirement plan rollovers, Tax Qualified Plans, pension and profit-sharing plans, 401(k) plans, SEPs, IRAs and SIMPLE Retirement Plans. In addition, we offer focus in non-qualified plans funded by fixed and variable annuities.